 |
| Capitalstars Investment Advisor |
Those funds which are invest in
debt security like treasury bills, Govt. Securities, bonds and debentures are
called debts funds.
Types
of Debt Funds:-
1-Gilt
funds: -
Gilt funds are only invest in treasury bills and Government securities. It has
less risk compared to other funds.
2-Diversified
debt funds: -In this debt fund mix investment government and
non-government debts securities is done like corporate bond, debentures and
commercial paper. These schemes are also known as income fund. The return
expectation from diversified debt funds is more compared to GILT Funds
3-Junk bond schemes:-In this debts fund investment is done in poor credit
quality companies. Those funds which is invested in private companies apart
from government whose credit rating is poor is called junk bond schemes. The
return is higher compared to other DEBT fund schemes but risk is also highest
in junk bond schemes.
4-Fixed maturity plans:-Those types of debts plan in which the maturity of plan is fixed is known
as fixed maturity plans. Fixed maturity plans are beneficial for those who had
low risk taking capacity and want a normal returns.
5-Floting Rate Funds:-Those
types of debts funds whose interest rate is payable by issuer and it is change according
to market is called floating rate funds. If market rate are being changed than
interest rate will also change. It depends upon RBI interest rate decision
which happens on bi-monthly basis.
6-Liquid Schemes:-Liquid
schemes are also known as market schemes. These are variant of debts schemes
which invest in short securities .The maturity of this schemes is 91 days.
Generally all liquid funds schemes are for lesser than 1 year of time frame. So
these investments are favourable for short term or ultra-short term. For example
you have 70 thousand rupees and you want to deposit it for short term like 3
months , 6 months or 9 months because you have no requirement of this fund for
these times , so you can deposit it in Liquid schemes and you will get return
on this schemes as per the policy of the Liquid schemes.
We will be happy to help you to select your mutual fund plan. Get more details here: Mcx Tips, Derivative-Free Trial, Stock tips Call on:9977499927
Capitalstars is a SEBI registered investment advisor. Schedule a call with Capitalstars investment consultant or drop a mail at backoffice@capiltalstars.in and we will get in touch with you. You may also call us on 9977499927
Investment trading in securities market is always subjected to market risks, past performance is not a guarantee of future performance. CapitalStars Investment Adviser: SEBI Registration Number: INA000001647
For more details call on 9977499927 or visit our website www.capitalstars.com
